Quick Guides 
Are you looking for electricians insurance? Here is our quick guide to some of the electricians insurance covers.
Electricians insurance is an important consideration for any electrics business. No matter what your level of experience, accidents do happen. Let us take a look at the some to different insurance covers available to electricians.
- Electricians Public liability insurance
This will protect you from any liabilities from a Third Party (other than your employees) bodily injury or damage to their property that may occur during the normal operation of your business. - Electricians Employers liability insurance
If you employ staff, it is a statutory requirement to have Employers Liability insurance to cover you in the event of death or bodily injury to your employees whilst they are working for you. - Electricians Tools, plant and equipment insurance
Your tools are your business, which is why you can cover the loss, theft or accidental damage of your hand and power tools. Some policies extend to include your tools whilst they are in transit or left in your vehicle. - Electricians personal accident insurance
Accidents can and do happen. You can provide cover for you, your partners and employees against accidental bodily injury, by taking out electricians personal accident insurance. This cover does not have to be restricted to work activities, and can include injuries sustained in your or your employees' own time.
You'll be glad you arranged electricians insurance if .....
- ....after working in a customer’s home you inadvertently left a live electrical wire exposed. As a result the customer electrocuted themselves. In the event that a claim for compensation is forthcoming, your electricians public liability insurance comes in. It will generally cover any compensation payment as well as the legal expenses.
- ....you undertake some electrical work on real estate development and some faulty wiring causes a fire. You might be liable for the damage and any earnings lost by the business in question. Your electricians public liability insurance would help you cover the cost of the resulting payout.
- ....you or your employees are hurt whilst working. As electricians, you and your co-workers are at significant risk of severe personal injury. Electricians personal accident insurance will generally cover you for this potential expense.
Get the details of your Electricians insurance
No two insurance policies are exactly the same. Remember that is generally worth while discussing your insurance requirements with an insurance expert who will be able to advise you about the scope of the insurance policies in question.
Getting a UK Electricians Insurance Quote
If you would like to get an UK electricians insurance quote within minutes, try the insurance.myworkman.co.uk website.
