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Home Quick Guides Insurance Roofers Insurance

Quick Guide to Roofers Insurance

Roofers insurance is an important consideration for all roofing businessesAre you looking for roofers insurance? Here is our quick guide to some of the roofers insurance covers.

Roofers insurance is an important consideration for any roofing business. No matter what your level of experience, accidents do happen. Let us take a look at the some to different insurance covers available to roofers.

  • Roofers Public liability insurance

    This will protect you from any liabilities from a Third Party (other than your employees) bodily injury or damage to their property that may occur during the normal operation of your business.

  • Roofers Employers liability insurance

    If you employ staff, it is a statutory requirement to have Employers Liability insurance to cover you in the event of death or bodily injury to your employees whilst they are working for you. 

  • Roofers Tools, plant and equipment insurance

    Your tools are your business, which is why you can cover the loss, theft or accidental damage of your hand and power tools. Some policies extend to include your tools whilst they are in transit or left in your vehicle.

  • Roofers personal accident insurance

    Accidents can and do happen. You can provide cover for you, your partners and employees against accidental bodily injury, by taking out roofers personal accident insurance. This cover does not have to be restricted to work activities, and can include injuries sustained in your or your employees' own time.
You'll be glad you arranged roofers insurance if .....
  • ....while working on a roof, some of your materials or equipment is not properly secured and falls, damaging property below or injuring a member of the public. Roofers public liability insurance would generally cover you if compensation is claimed by the owner of the property or injured party.

  • ....you had not secured a roof covering on site and a storm caused water damage to the building structure. Your business would be liable to pay for any damage and repair work. Roofers public liability insurance would generally cover you for your financial losses and any legal expenses.

  • ....you or your employees are hurt whilst working. As well as the possibility of being burnt by hot-work equipment, there could be other effects from contact with certain materials. Roofers personal accident (or roofers employers liability) insurance will generally cover you for this potential expense.
Get the details of your roofers insurance 

No two insurance policies are exactly the same. Remember that is generally worth while discussing your insurance requirements with an insurance expert who will be able to advise you about the scope of the insurance policies in question.

Getting a Roofers UK Insurance Quote

If you would like to get an UK roofers insurance quote within minutes, try the insurance.myworkman.co.uk website.

 

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